At Dodge Chrysler Jeep® of Winter Haven, we understand that car buying can be a somewhat intimidating process. That is why we make it our mission to provide honest work with superior products and services that continuously exceed customer expectations. Our professional staff is committed to helping you with every part of the process, from selecting a vehicle from our large inventory to discussing financing options. For years, our Winter Haven financial staff has offered expert advice for those seeking a great car loan or lease. We sell a wide array of new and used vehicles, from the 2016 Chrysler 200 to the Jeep Wrangler. We offer competitive pricing and our friendly staff is there to help you with every step of the car buying process.
Are you interested in purchasing a new or used vehicle like a 2016 Jeep SUV or one of our RAM trucks? Usually one of the first steps you need to take after selecting your vehicle is to evaluate your financing options, and one big factor that is considered when discussing financing is your credit score. Your credit score will help determine the interest rates and how much money you may be approved for. For those who may be unfamiliar, a credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan. As you look into your financing options, you may want to check out the Credit Score Estimator to get an understanding of what your credit score may be. This is a good idea because if you have your credit score checked too often, it can negatively affect your score. Your personal credit score is built on your credit history. Factors that affect this score include your total debt, types of accounts, number of late payments, and age of accounts. The higher your credit score is, the more likely you are to get a lower interest rate.
One option you may want to consider before visiting the dealership is to get pre-approved for a car loan. Auto loans are available from traditional banks, credit unions, and online lenders. Once you're approved, the lender will give you the total you are allowed to spend and the interest rate for which you are approved. This will help you determine your budget.
Interested in learning more? Stop by our Lakeland, FL area dealership at 299 Cypress Gardens Blvd., and let our professional staff walk you through the many vehicles in our inventory and answer all of your financing questions. We have a large selection of new and used cars, and we look forward to setting you up on a test drive. We hope to see you soon!